Term Life Insurance

A couple of the top-rated life insurance carriers I work with are now offering true non-tobacco rates for tobacco users that don’t smoke cigarettes. Make no mistake:  these aren’t gimmicks like [...]

Summary: Mortgage Protection is just life insurance.  Life insurance is extremely important and most people don’t have enough of it.  Most people that purchased life insurance after responding to [...]

Currently I have three top carriers that will consider applicants with a well-controlled HIV+ diagnosis.   I’d anticipate that by the end of 2016 there will be half a dozen or more.  Six months [...]

For the last few weeks, social media, conventional media, your holiday celebrations, and your water cooler conversations have been full of talk about “New Year’s Resolutions.” Those of you [...]