DaveLife is an independent life insurance brokerage founded in 2010 by Dave Arlinghaus to help families and businesses across the United States.  We can help you with all of your life insurance needs.

DaveLife gives you the best of both worlds: the best technology has to offer to streamline the application process (usually via telephone/online) coupled with a real relationship with an experienced agent.

One of DaveLife’s specialties is leveraging tax-advantaged strategies to help people improve their quality of life (and income) before and during retirement. One of the ways we do this is a special type of cash value life insurance called Indexed Universal Life. You do amazing things while you’re alive! We believe your life insurance should too!

If a cash value life insurance policy isn’t for you right now, we have the best companies with the lowest term life insurance prices.

Indexed Universal Life

Indexed Universal Life

For those in accumulation (working) years, we use a vehicle called Indexed Universal Life (IUL).  You aggressively build cash value which can be accessed tax-free via policy loans. Never lose a dime because of market declines. Learn how if structured and funded correctly you can effectively…

Term Life/Whole Life

Term Life/Whole Life

We offer a full portfolio of traditional life insurance (Term Life, Guaranteed Universal Life, Whole Life, etc.) from more than twenty of the World’s best carriers with some of the most competitive rates/premiums and in many cases liberal underwriting (saving you money!). Leverage our…

Business Owners

Business Owners

We offer a full portfolio of retirement plans from traditional pensions to 401(k) plans and a lot of new innovative plans that are customized for your needs. One employee or fifty, whether you want to maximize your own retirement or offer great plans to your employees we can help in a cost..

Fixed Indexed Annuities

Fixed Indexed Annuities

For retirees & pre-retirees, we use Fixed Indexed (Deferred) Annuities. These grow tax-deferred & are linked to a market index. When the market goes up you get part of the gain. Market goes down, then you lose nothing. Use it to create a lifetime income you cannot outlive or simply use it…

Latest Articles

Great Non-Tobacco Rates for Cigar Smokers, Vapers, Weed Smokers, etc.

A couple of the top-rated life insurance carriers I work with are now offering true non-tobacco rates for tobacco users that don’t smoke cigarettes. Make no mistake:  these aren’t gimmicks like small face amount policies or products that are priced so poorly to begin with it isn’t a big deal.  Term life and permanent policies […]

The Truth About Mortgage Protection Life Insurance

Summary: Mortgage Protection is just life insurance.  Life insurance is extremely important and most people don’t have enough of it.  Most people that purchased life insurance after responding to a direct mail solicitation for “Mortgage Protection” are paying way too much for their policy.  In many cases you can get a new policy and save […]

“Real” Life Insurance Policies for HIV+ Individuals

Currently I have three top carriers that will consider applicants with a well-controlled HIV+ diagnosis.   I’d anticipate that by the end of 2016 there will be half a dozen or more.  Six months ago the number was zero.  For people and families living with this health status, this is incredibly exciting news. For decades the […]